Vehicle insuranceBrief description of what to do

Tell the damaged person:

• your name, surname and place of residence,
• the name, surname and residence or business name and registered office of the owner of the vehicle,
• the business name and registered office of the insurer with whom the third-party liability insurance was taken out and the policy number,
• the registration (licence plate) of the at-fault-vehicle.

Complete an insurance claim form with the other parties involved in the accident (it is advisable to have one available), if necessary you can use accident record form. If no such form is available, if possible, draw up a written document together with the other parties involved in the accident, giving all the basic identifying details of the accident (in particular the date, time and place of the accident, the parties and vehicles involved), describing how the accident occurred and what damage was caused and to whom. Do not forget to include witnesses, a plan or sketch of the accident site, photo documentation of the accident site, etc. Write down the names and addresses of the drivers of the other vehicles involved, the details of these vehicles (in particular the registration (license plate) number, the make and type and colour of the vehicle) and details of witnesses to the accident.

In the event of a traffic accident resulting in the:

• killing or injuring of a person,
• material damage apparently exceeding CZK 100,000 to any of the vehicles involved, including the goods being transported, or to other property,
• material damage being caused to the property of a third party,

immediately report the accident to the Police of the Czech Republic.

If-the accident is investigated by the Czech Police, sign the police report only if you agree-with its wording. If you disagree, please state your objections.

If the accident did not cause injury or death to a person and if the resulting damage does not exceed CZK 100,000, you do not have to report the accident to the Police of the Czech Republic if you and the other parties involved in the accident  agree(preferably in writing) on fault. For example, a written agreement on fault may be considered to be a written agreement on fault if the contents of the European Accident Report form clearly show that a particular person was at fault and if the form is signed by all the persons concerned by the agreement on fault.

Without undue delay to the insurer with whom you have taken out third party liability insurance:

• notify that a claim has occurred, stating the facts relating to the claim,
• submit the relevant documents for the claim and follow the insurer's instructions during the investigation.�